ITIN Programs

Individual Taxpayer Identification Number (ITIN)

Individuals with an ITIN who reside and work within the United States but do not possess US citizenship.
Required evidence: Unexpired ITIN card or IRS issued letter verifying ITIN issuance and unexpired government photo ID (driver’s license, passport, visa, etc.).
2 year history of residing and working in the US
Valid US FICO with minimum 2 scores
12 month housing history is required
The PWE must meet minimum tradelines: 3 tradelines reporting for 12+ months with activity in the last 12 months or 2 tradelines reporting for 24+ months with activity in the last 12 months
If the PWE has 3 credit scores, the minimum tradeline requirement is waived