FAQ: Appraisal Center

Please reach out to the approved AMC directly to inquire.

Using Borrower’s credit card – An appraisal can be ordered once the Intent to Proceed (ITP) is signed by the borrower on the electronic disclosures sent to the borrower by 5th Street Capital.
Using Broker’s credit card – An appraisal can be ordered at anytime

Property Rate – Click here. If you haven’t registered click “Broker Registration” to begin the process, if already registered click “Broker Login”.

Axis – If you have already set up an account with Axis associated to 5th Street Capital click here and select “Client Login”. To set up an account email Axis: setup@axis-amc.com or click here.

Golden State – Click here. If you haven’t registered click “Client Sign Up” to begin the process, if already registered click “Sign In”.

Accelerated Appraisal Group – if you have already registered, click here. If you have not registered yet, click here.

OpteonUSA – If you haven’t registered click Lender/Mortgage Broker Sign Up to begin the process, if already registered click Lender/Mortgage Broker Login.

Appraisal Nation – Click Login to order a new appraisal .If you have not registered yet click Client Sign Up (hyperlink below)
Here is our Mortgage Broker Registration Link – https://appraisalnation.appraisalscope.com/signin/?tab=client_sign_up

5th Street Capital does not order the appraisal. This is the brokers responsibility, and it must be ordered in accordance with AIR. 5th Street Capital does not receive a copy of the completed appraisal from the AMC. The appraisal must be uploaded to the portal by the broker.

All loans require 1 full 1004 appraisal with interior and exterior inspection.
All transactions require an appraisal review to support the value within 10% tolerance. It may be a Clear Capital CDA, desk review or field review.

A second appraisal (can be from the same AMC but must be a different appraiser) is required when one or more of the following are present on the loan:

• Loan amounts > $1,500,000
• Flip transactions that fall into these categories:
  • Greater than 10% increase in sales price if seller acquired the property in the past 90 days
  • Greater than 20% increase in sales price if seller acquired the property in the past 91‐180 days

Appraisals are valid for 120 days from the note date, we will accept a 1004D verifying the value has not changed prior to the end of 120 days to extend the appraisal for an additional 60 days.

5th Street Capital accepts appraisals completed for other institutions with a transfer letter from the institution verifying the appraisal was ordered in accordance with appraiser independence requirements “AIR”.