Appraisal Center


Appraisal Center

Please reach out to the approved AMC directly to inquire.
Using Borrower’s credit card – An appraisal can be ordered once the Intent to Proceed (ITP) is signed by the borrower on the electronic disclosures sent to the borrower by 5th Street Capital.
Using Broker’s credit card – An appraisal can be ordered at anytime

 Property Rate – https://propertyrate.com/partner/5thstreet   If you haven’t registered click “Broker Registration” to begin the process, if already registered click “Broker Login” 

 Axis – If you have already set up an account with Axis associated to 5th Street Capital go to http://www.axis-amc.com    and select “Client Login”. To set up an account email Axis, setup@axis-amc.com or go  to http://www.axis-amc.com/place_order/account_request.php.

Service-Link  – https://broker.elendersolutions.com/5thstreetcapital/  If you haven’t registered click “Get Started” to begin the process, if already registered click “Sign In” 

5th Street Capital does not order the appraisal. This is the brokers responsibility, and it must be ordered in accordance with AIR. 5th Street Capital does not receive a copy of the completed appraisal from the AMC. The appraisal must be uploaded to the portal by the broker.

All loans require 1 full 1004 appraisal with interior and exterior inspection.

The following transactions require an appraisal review to support the value within 10% tolerance. It may be an AVM, desk review or field review.

Loan amounts ˃ $453,100
Cash-out > $100,000
Non-arm’s length transactions
All investment property refinances


The following transactions require a Clear Capital CDA (we can order for you at a cost of $155.00) or a field review

LTV > 80%
Loan amounts from $1,000,000 – $1,500,000

A second appraisal (can be from the same AMC but must be a different appraiser) is required when one or more of the following are present on the loan:

  • Loan amounts ≥ $1,500,000
  • Flip transactions that fall into these categories:
    • Greater than 10% increase in sales price if seller acquired the property in the past 90 days
    • Greater than 20% increase in sales price if seller acquired the property in the past 91‐180 days

The lower value of the 2 appraisal valuations will be used to determine value and calculate LTV

Appraisals are valid for 120 days from the noted date, we will accept a 1004D verifying the value has not changed prior to the end of 120 days to extend the appraisal for an additional 60 days.
5th Street Capital accepts appraisals completed for other institutions with a transfer letter from the institution verifying the appraisal was ordered in accordance with appraiser independence requirements "AIR".