Bank Statement Programs

Bank Statement Programs
  • 12 or 24 month Personal bank statements
  • 12 or 24 month Business bank statements
  • No tax returns required
  • Owner-occupied, 2nd homes, and investment properties
  • Loan Amounts from $200,000 to $3,000,000
  • 90% LTV available
  • DTI up to 50%
  • Credit Scores as low as 620
  • No MI on LTV’s >80%
  • Interest Only up to 85%
  • SFRs, townhomes, condos, 2-4 units
  • Non-warrantable condos considered
  • No limit on number of properties financed
  • 3 years seasoning for foreclosure, short sale or deed-in-lieu
  • 3 years seasoning for bankruptcy
Please contact us at sales@5thstcap.com or 888-702-3385 with any questions